Research Paper

Cash Works Better Than Therapy: Economic vs. Psychological Aid

Unconditional cash transfers prove more effective than brief psychotherapy in improving both economic and psychological well-being in poor communities.

1 min read
Evidence-Based
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What This Study Is About

A randomized controlled trial (RCT) in rural Kenya (5,756 individuals) comparing the effects of a $1076 cash transfer, a five-week psychotherapy program (PM+), and a combination of both.

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Address your basic needs first. When you're financially stressed, focus on security before self-improvement. Stability enables growth.

Key Insights

1

Cash Transfers Win: After one year, cash recipients showed higher consumption, assets, revenue, and significantly higher psychological well-being than the control group.

2

Therapy's Null Effect: The five-week psychotherapy program (PM+) had no measurable effects on either psychological or economic outcomes, even for individuals with poor mental health at the start.

3

Combination Effect: The combined cash + therapy group's results were similar to those of the cash-only group, indicating the therapy added no benefit.

4

Cost-Effectiveness: The study concludes that cash transfers were more cost-effective (cheaper and more impactful) in improving both economic and psychological outcomes than the PM+ intervention.

5

The findings suggest that alleviating financial stress (poverty) acts as a powerful and direct mental health intervention.

The Full Story

The study demonstrates that in contexts of extreme poverty, addressing fundamental economic needs through unconditional cash transfers is superior to a targeted, short-term psychological intervention for improving overall well-being. The economic safety net provided by cash acts as a buffer against psychological distress.

Original Research Source

View the original research paper to dive deeper into the methodology, data, and findings.

View Original Paper

Topics Covered

EnergyMotivationFinancial Well-beingMaslow's Hierarchy

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